A Fixed Index Annuity Can Provide a Safe & Secure Income Stream in Retirement

It’s time to rethink retirement!

With the rising number of baby boomers facing retirement, and a rather volatile market over the past two decades, interest in annuity products to provide safe and secure income in retirement continues to gain momentum.  Many Americans no longer have available to them traditional retirement income sources, such as defined benefit pension plans, placing greater responsibility on individuals to seek financial solutions that can help provide a new level of protection for retirement savings.

A Fixed Index Annuity is a contract from an insurance company.  In exchange for the premium you pay, you receive interest crediting options that compound interest, tax deferred, until withdrawn. With a FIA, your principal and bonus are never subject to market risks. When you are ready to receive income, an annuity offers a variety of guaranteed payout options.  There are many types of Fixed Index Annuities that help to protect against outliving your retirement income by providing a lifetime income stream. Guarantees that are backed by the financial strength and claims-paying ability of the issuing insurer.

We work with families every day to help build their retirement income strategies.  Purchasing an annuity is an important decision, one you should only make after consulting your financial professional.


Raymond C. Lantz, Jr. is the president and founder of USA Wealth  Group, Inc. Ray has many years of experience advising clients in retirement and sophisticated tax planning strategies, multi-family and commercial real estate projects, and legacy planning. Ray is a graduate of Clark University, holds a law degree from Boston College, and a master of laws in taxation from Boston University. You can hear him every Sunday on Money Wise with  Ray Lantz on WBSM 1420AM or on the Radio Pup app.