Long-Term Care

What is Long-Term Care Insurance?

If you ever have a long-term illness or a chronic condition, you may require extended care at home, in an assisted living facility, or nursing home. Long-term care insurance can help make sure you have the financial resources to cover these costs, which can be steep. Long-term care insurance will help you maintain your financial freedom and give you flexibility to participate in making choices that impact your care - about the services you receive, where you receive them, and who provides the care you need.

Why would I ever need it?

No one can predict if and when you will need long-term care, or for how long. We do know that:

  • At least 70% of people over 65 will need long-term care services at some point.1

  • An estimated 5.2 million Americans suffer from Alzheimer's. The number of people age 65 and over with Alzheimer's Disease if estimated to reach 7.7 million in 2030.2


To learn more about Long-Term Care Insurance, contact our office at (508) 998-8858.